For several years we have reported about developments in the Florida lawsuit against MV Realty. The company’s “Homeowner Benefit Program” was a scam that offered vulnerable seniors and others between $300 and $5000 in exchange for a 40-year lien on their homes. The predatory agreement gave MV Realty exclusive rights to sell the home, and if a homeowner wished to terminate the contract, MV Realty was to receive 3% of the home’s value.
The State Attorney General sued the company, and the Florida courts have eliminated all such liens. The final settlement also provides a process for homeowners who paid early termination fees to seek restitution. See the July 1, 2026 letter from the Florida Attorney General, posted below; it outlines the steps you should take to seek conpensation.
Florida Attorney General Letter Regarding Final Settlement Against MV Realty
From: Ellen Lyons <Ellen.Lyons@myfloridalegal.com>
Sent: Wednesday, July 1, 2026 3:13 PM
To: Economic Crime TPA eMail Intake [Mail-in] <oag.ec.tpa@myfloridalegal.com>
Subject: Communication from Office of the Attorney General: MV Realty Update
Dear Consumer,
After 3 years of contentious litigation, the Florida Attorney General has resolved our lawsuit against MV Realty and its principals Antony Mitchell, David Manchester, and Amanda Zachman. The final judgment entered by the court requires MV Realty to release all liens or other encumbrances on all Florida properties, bans the three individuals who ran the business from ever engaging in a similar business, and required MV to pay $3 million for restitution, attorney’s fees, and court costs.
We believe the most significant victory in this hard-fought case is that MV must remove its unlawful liens from 9,303 Florida property titles. As a result of our injunction, Florida homes are no longer encumbered by any MV liens and homeowners will no longer be “held over a barrel” by MV for 40 years with the threat of having to pay MV at least 3% of their home value at closing or other transfer of title.
Those who already paid a termination fee to MV Realty may be eligible for a payment from the settlement fund. We will be reaching out to those consumers shortly to obtain information about the amount paid and will make distributions to consumers based on the total claims that we receive. Only those who paid an early termination or breach fee to MV will be eligible to make a claim. Please know that at this time there is no guarantee of the amount of restitution each consumer will receive.
If you believe you may be eligible for a payment because you paid an early termination or breach fee to MV, please respond to the following email address: oag.ec.tpa@myfloridalegal.com, with your current United States Postal Service mailing address only. We will reach out to you shortly and there is no need for you to call or email until you hear from us.
Thank you for all your support and assistance throughout this process.
Sincerely,
Ellen Lyons & the OAG litigation team
| Ellen K. Lyons, Special Counsel
Consumer Protection Division Office of the Attorney General, State of Florida 3507 E. Frontage Road, Suite 325, Tampa, FL 33607 Tel: (813) 287-7193; Fax: (813) 281-5515 Ellen.Lyons@myfloridalegal.com *Florida has a broad public records law. All correspondence to and from me may be subject to public disclosure .* |
History of the Scam
If you only recently began following our blog and want to learn about Attorney Joseph Karp’s role in bringing it to the attention of the State Attorney General and the legal developments leading up to the final settlement, check out our earlier posts:
Joseph Karp Talks About Lawsuit and New Law Protecting Florida Homeowners – Sept. 2023
Caution: Vulnerable Homeowners Targeted by MV Realty – Jan. 2023
More Good News for Florida Victims of MV Realty Fraud – July 2025
Homeowners Defrauded by MV Realty Will Get Restitution – Jan. 2026
