Florida Elder Law & Estate Planning Blog


elderly couple
Florida Medicaid Benefits For Long-Term Care: Eligibility Rules Change January 2025
December 8, 2024

As of January 1, 2025, there are changes in Florida’s Medicaid eligibility rules for long-term nursing home care. The changes relate to caps on (1) home equity; (2) applicant income; and (3) assets of the well spouse. We describe these…

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Medicaid Exempt Assets
November 29, 2024

Medicaid benefits for long-term care can help families retain a significant portion of their savings when a loved one needs long-term nursing home care. Long-term care is exceptionally expensive: In 2023, the average monthly cost for a nursing home was…

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senior receiving post-acute care
Medicare Advantage Plans Blasted For Post-Acute Care Denials
November 7, 2024

A Senate subcommittee recently blasted Medicare Advantage plans for their handling of pre-authorization requests for post-acute care. The report, from the Senate Permanent Subcommittee on Investigation and released on October 17, focuses on the post-acute skilled nursing care that seniors…

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Two Medicaid Numbers Change July 1, 2024
July 27, 2024

Florida residents who apply for Medicaid nursing home benefits should be aware that the eligibility requirements change frequently. Two key numbers have changed effective July 1, 2024: Minimum Monthly Maintenance Needs Allowance (MMMNA) This rule change applies to married couples…

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Florida Medicaid Rules For Income, Assets, Home Equity Change in 2024
January 14, 2024

Florida’s Medicaid eligibility rules change frequently. Our attorneys stay on top of all changes, so you can be sure you will always get the most up-to-date guidance from us. Consulting with our attorneys may enable you to retain a good…

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Long-Term Care Planning Is A Middle-Class Necessity
November 22, 2023

The article below appeared originally in The New York Times. It explains why long-term care planning is essential for middle-class Americans.  The Karp Law Firm has been assisting clients and their families to meet this challenge for over 25 years,…

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All WWII Vets Now Eligible for V.A. Health Care
November 15, 2023

The Veterans Administration on November 10 announced that all World War II veterans are now eligible for V.A. health care, including inpatient and outpatient health services, without regard to their financial status, income, or disability rating. There are no monthly…

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Older Person With Purse
Florida Medicaid Increases Personal Needs Allowance For Nursing Home Residents
July 10, 2023

Florida has just announced an increase in the Personal Needs Allowance for individuals receiving Medicaid benefits for custodial nursing home care. The new figure is $160 per month, up from $130. The updated figure went into effect on July 1,…

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How To Keep Medicaid Benefits Flowing to a Nursing Home Resident If The Well Spouse Dies First
June 27, 2023

It is a common assumption that an incapacitated person receiving long-term nursing care will pass away before his/her well spouse does. However, statistics show that is not necessarily the case, particularly when you consider that many “well” spouses are left…

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Will Medicare or Medicaid Pay For Nursing Care? It Depends on The Type of Nursing Care
May 10, 2023

Our office frequently receives calls from adult children whose parents have entered or are about to enter long-term nursing care. Accustomed to Medicare covering their parent’s medical bills, they now face a frightening fact: Medicare will not cover their parent’s…

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