Floridians pay more for homeowners insurance than residents of any other state, according to the Insurance Information Institute. Premiums continue to increase dramatically. The average Florida resident will pay premiums of $2,380 this year, a 21% increase over 2018. Owners…
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We take for granted that we have the right to make decisions about our own health care. You cannot be forced to accept or reject medical treatments. But what happens if you cannot communicate your wishes because you are incapacitated?…
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The cost of long term care in all forms continues to increase, to no one’s surprise. The 2020 Genworth Cost of Care Survey was just released, revealing continuing cost increases in Florida as well as nationally. Costs in 2020 of…
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A recent case out of Texas illustrates why the language in your estate planning documents must be crystal clear, and anticipate all future possibilities – possibilities that may not even be on your radar. Ambiguous language can result in family…
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Many Florida seniors who require nursing home care incorrectly assume they will not qualify for Florida Medicaid benefits because they do not initially appear to meet all the financial criteria. This post tells you about recent changes in those criteria,…
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Property fraud is a growing crime in Florida and elsewhere, the FBI reports. The crime is, essentially, “house stealing.” Here’s how it works: A fraudster, using information about you gleaned from the internet or elsewhere, files a fraudulent deed or…
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Our Florida elder law attorneys advise many families who have a loved one residing in a long-term care nursing facility. While the coronavirus pandemic has been disruptive and burdensome for everyone, it has created additional, brutal realities for these families….
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Florida rules for long-term nursing care are complicated and are actually a combination of both state and federal regulations. Among the rules of great importance for married couples is the Minimum Monthly Maintenance Needs Allowance, or MMMNA. What is the…
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Many of our clients “cohabit.” They are committed to one another and share a home, but are unwilling to marry, usually for legal and financial reasons. If this is your situation, for all intents and purposes you may consider yourselves…
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When the incidence of coronavirus surged in New York in March, some Florida residents were stuck there, under orders to shelter in place. Some were in their own New York homes, others staying with relatives. Some who might have risked…
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