Florida Elder Law & Estate Planning Blog

social security COLA
Social Security COLA Looks Substantial, For A Change
July 28, 2021

With inflation on the rise, it looks like retirees are going to get a hefty Social Security Cost of Living Adjustment in 2022. The latest consumer price data would put the increase at 6.1%. This follows many years of paltry…

power of attorney
Your Power of Attorney Is Not Enough for Medicare, Social Security
February 28, 2021

You may be surprised to learn that Medicare and Social Security will not automatically honor your Durable Power of Attorney or Health Care Surrogate. These are powerful legal documents that everyone should have in their planning toolkit, but when it…

Social Security Card
Social Security Announces 2021 Cost of Living Adjustment
October 14, 2020

The Social Security annual cost-of-living adjustment (COLA) for 2021 has been announced: 1.3%. This is among the smallest increases ever, and the smallest since 2017.¬†According to the Social Security Administration, the 1.3% increase will translate to an additional $20 for…

Sign Up For and Check Your Social Security Digital Account
Sign Up For and Check Your Social Security Digital Account
April 28, 2019

If you have not signed up for an online Social Security account, you really should. If you have signed up but are not checking the information at least annually, you really should do that, too. As a cost-cutting measure, in…

Social Security
Social Security Underpaying Some Widowed Spouses- Keep An Eye Out!
March 9, 2018

In a July 2017 post we addressed why it is important to educate yourself about Social Security benefits, and to not rely solely on advice from the agency. A recent report from the Inspector General provides fresh support for this…

Social Security Line
Be your own Social Security advocate
July 12, 2017

About 10,000 Americans turn 65 each day, according to the Pew Research Center. Social Security offices are fielding massive numbers of inquiries as the Baby Boomers head into their benefits-collecting years. Unfortunately, studies show that office staff do not consistently…

nursing home
Steps to take when a Social Security recipient dies
November 6, 2016

Despite all the trauma that accompanies the death of a loved one, certain tasks must be attended to without too great a delay. If the decedent was receiving Social Security benefits, one of the tasks is notifying the Social Security…

Older Couple Social Security
Do your Social Security homework before you apply for benefits!
September 22, 2016

If you are relying solely on the Social Security Administration staff or its website to help you determine when and how to take benefits, you should probably do a little more research. The General Accounting Office just released its analysis…

New Social Security scam looks real but don’t fall for it
February 7, 2016

The email’s subject line says “Get Protected,” but following its instructions will do anything but protect you. The sender appears to be the “Social Security Administration,” but it’s not. It’s a new and devious phishing scam. The real Social Security…

Student Debt
Retirees with student debt: Social Security benefits may be compromised
September 13, 2014

It’s no secret: There’s a student debt crisis in this country. But who imagined that student debt is a growing problem for the senior population? While few households headed by individuals 65 or older carry student loans, there has been…